Rent & healthcare allowance checker 2026

How the allowance checker works

Healthcare allowance (zorgtoeslag)

Healthcare allowance is the difference between the standard premium (€ 2,119 per insured person in 2026) and the norm premium: the part the government considers you able to pay yourself. The norm premium is 1.912% of the threshold income of € 29,736 (4.289% with a benefits partner), plus 13.73% of your income above that threshold. Up to € 29,736 you therefore get the maximum: about € 129 a month alone or € 246 together.

You are not eligible if your assessment income exceeds € 40,857 (single) or € 51,142 (together), or if your assets on 1 January 2026 exceeded € 146,011 (single) or € 184,633 (together). An allowance below € 24 a year is not paid.

Rent allowance: new calculation since 2026

Since 1 January 2026 rent allowance has been simplified. There is no longer a maximum rent as a condition: even with a higher rent you can receive allowance on the part up to € 932.93. Service charges no longer count. The calculation works like this:

1. Your eligible rent is your basic rent, up to € 932.93. If all residents are under 21, rent counts up to € 498.20.
2. You always pay the base rent yourself: € 202.52 for a single-person household, € 200.71 for a multi-person household.
3. Of the rent above the base rent you receive 100% up to € 498.20, 65% up to the cap limit (€ 713.02 for 1 or 2 people, € 764.14 for 3 or more) and 40% above that.
4. If you earn more than € 23,425 (single-person) or € 31,500 (multi-person), 27% or 22% respectively of the excess income is deducted per year.

For rent allowance, each resident may have at most € 38,479 in assets on 1 January 2026; benefits partners together € 76,958. You must rent a self-contained home with its own front door, kitchen and toilet, and everyone must be registered at the address.

Allowance limits 2026 at a glance